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Dog owners in the United States can be held legally liable for injuries inflicted or caused by their dogs. In general, owners are considered liable if they were unreasonably careless in handling or restraining the dog, or if they knew beforehand that the dog had a tendency to cause injury (e.g., bite); Pitbull be strong be brave be humble be badass poster however, dog owners are automatically considered liable if local laws hold an owner strictly liable for all damage caused by their dog, regardless of carelessness or foreknowledge of a dog’s tendencies. Homeowners and renters insurance policies typically provide liability coverage from US$100,000–300,000 for injuries inflicted by dogs; however, some insurance companies limit their exposure to dog bite liability claims by putting restrictions on dog owners that they insure. These restrictions include refusing to cover dog bites under the insurance policy, increasing insurance rates for homeowners with specific breeds, requiring owners of specific breeds to take special training or have their dogs pass the American Kennel Club Canine Good Citizen test,[64] requiring owners to restrict their dogs with muzzles, chains, or enclosures, and refusing to write policies for homeowners or renters who have specific breeds of dogs.

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